Uncomplicate and Rewire
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Trust, Credibility, And Transparency
Uncomplicate and Rewire With Your Questions Answered
Trust, Credibility, And Transparency
Privately owned small and medium enterprises (SMEs) operating in India can apply if they meet the foundational eligibility criteria.
We offer a range of options, including startup loans, working capital loans, equipment financing, trade finance loans, project-based loans, and more.
This varies by loan type; we provide both secured and unsecured options.
Our loan approvals are efficient, typically taking anywhere from a few days to a couple of weeks, depending on documentation and eligibility.
Loan amounts are tailored to your business needs and financial standing, generally starting from several lakhs and extending up to multiple crores.
Yes, we offer startup loans, but applicants must present a strong business plan and demonstrate financial viability.
Absolutely! Privately held SMEs in rural sectors such as agriculture, handloom, manufacturing, and others are welcome to apply.
We provide competitive interest rates, tailored repayment plans, minimal paperwork, and assistance with credit history improvement.
You can check your eligibility by submitting basic business details, financial records, and an assessment of your credit history through our website or by contacting our expert advisors.
Simply visit our website, complete the loan application, and submit the necessary documents for prompt processing.
Absolutely! We have special loan options tailored for women-led businesses, complete with flexible repayment plans.
Having a solid credit score is beneficial, but we also take into account your business potential, revenue, and overall financial health.
Yes, franchise owners who are looking to grow their operations or open new locations are welcome to apply.
Yes, we provide tailored financing options for tech startups, such as working capital and loans for expansion.
For startups, a well-prepared business plan along with projected financials will suffice in place of historical statements.
Typically, you’ll need to submit proof of business registration, financial statements, tax returns, and KYC documents.
Yes, businesses can apply for multiple loans as long as they have the financial capability and a good repayment history.
We figure out the loan amounts based on your business income, profitability, credit score, and the intended use of the loan.
This varies by loan type; some loans come with no prepayment penalties, while others may have minimal fees.
You can easily check your loan application status through our online portal, or you can get in touch with our loan advisors for assistance.
We offer flexible EMI plans, bullet payments, and structured repayment options tailored to fit your business cash flow.
Interest rates are influenced by the type of loan, its duration, your creditworthiness, and the overall performance of your business.
Yes, in certain situations, we can adjust the loan term based on your business performance and repayment track record.
Missing a payment may lead to penalties, negatively impact your credit score, and influence approvals for future loans.
We offer refinancing solutions aimed at lowering interest rates and relieving repayment pressures.
Yes, we offer customized loans for sectors like retail, manufacturing, healthcare, logistics, and more.
Absolutely! Our Equipment Financing Loan is designed to help businesses acquire or upgrade machinery.
Yes, we provide Trade Finance Loans to assist businesses engaged in imports and exports.
Yes, we support SMEs with financial planning, credit management, and investment strategies.
Yes, you’re welcome to visit our office or reach out to our loan advisors for assistance with offline applications.
Legacy Loans offers structured repayment options, financial advice, and responsible lending practices designed to help small and medium-sized enterprises (SMEs) establish a solid credit history over time.
Absolutely. Making repayments on time can notably boost your credit score, while late payments can have a detrimental effect. We advocate for responsible borrowing to improve your financial standing.
We have options available for businesses aiming to improve their credit.
We evaluate businesses comprehensively, looking at revenue potential and financial health. While a higher credit score can lead to better loan terms, you may rectify your credit history with Legacy.
Paying debts on time, reducing outstanding credit balances, maintaining strong cash flow, and utilizing Legacy Loans’ guidance on credit improvement can all contribute to restoring and bolstering your creditworthiness.
Yes, we offer specialized financing solutions specifically designed to assist SMEs in establishing or rejuvenating their credit profiles, promoting long-term financial stability and easier access to future funding.
Legacy Rural Loans are specifically created to assist small and medium-sized enterprises (SMEs) located in rural areas. This includes small businesses, agricultural operations, and self-employed individuals engaged in rural trade.
Eligibility is limited to small and medium enterprises (SMEs) that operate in rural industries such as agriculture, dairy farming, handloom production, rural manufacturing, and small-scale services.
Whether collateral is necessary will depend on the type of loan. We offer both secured and unsecured loan options for rural SMEs, ensuring that businesses can access funding regardless of their asset status.
We emphasize efficient loan processing for SMEs in rural regions, with approvals generally completed within a few days, assuming all required documentation is provided.
Absolutely! We provide customized repayment plans that align with the seasonal income patterns of rural SMEs, making it easier for businesses to manage their loan repayments without financial strain.